fbpx

15 Best Mortgage Brokers in Melbourne

Searching for the best Mortgage Brokers in Melbourne to get expert guidance and advice on your property or financing journey today? Let us help you find the right solutions for your mortgage needs in Melbourne.

Entering the property market for the first time can be daunting, but it doesn’t have to be. Mortgage Brokers in Melbourne can be your supportive partner throughout the process, making it less stressful and even exciting. 

Mortgage Broking Firms in Melbourne, provide comprehensive guidance, including information about government benefits for first-time home buyers.

They handle all the necessary work and research, so clients don’t have to go through the hassle of searching for a competitive mortgage on their own. 

The lending environment in Australia is continuously evolving, which can make it difficult to understand the possibilities for qualifying for a home loan. 

Mortgage Brokers in Sydney offer expert guidance from start to finish, ensuring a hassle-free and competitive mortgage experience. 

Whether you’re a first-time home buyer or a seasoned investor, mortgage Brokers in Melbourne have solutions and a wide range of services to cater to everyone’s needs.

Most Mortgage Brokers in Melbourne charge no fees, but receive a commission from the lender clients choose, and are transparent about this.

They aim to save clients money by individually negotiating the best available interest rate, rather than accepting the standard rate.

Below are Several Compelling Reasons to Select Mortgage Brokers in Melbourne:

  • Extensive Selection of Home Loans: Enjoy a wide range of options when it comes to home loans, allowing you to find the one that best suits your needs.
  • Professional Advice: Benefit from the guidance and expertise of professional mortgage brokers who can offer valuable advice tailored to your specific situation.
  • Free Service: You won’t incur any charges for utilizing the home loan services provided by mortgage brokers, making it a cost-effective choice for borrowers.
  • Convenience: Mortgage brokers provide a convenient solution by handling the legwork and research on your behalf, saving you time and effort.
  • Cost Savings: With their expertise in negotiating rates and terms, mortgage brokers can help you save money by finding competitive loan options.

The List of Best Mortgage Brokers in Melbourne 

To make informed decisions and maximize available options, it is crucial to possess the right knowledge and seek support from experts. 

Mortgage Brokers in Melbourne cater to clients at every stage of their property journey. 

Mortgage Broker Melbourne

Mortgage Broker – Melbourne started in 1999 and works closely with both individuals and businesses to achieve their financial, personal, and career goals. 

With expert mortgage consultants, they help clients in handling financial processes, from choosing the right loan provider through to settlement and beyond.

Services include Home Loans, First Home Buyers’ loans, Refinancing, and more. 

Visit the Website for more information. 

What If We Finance – Mortgage Broker Melbourne 

What If We Finance is an Independent awarded Mortgage Broker in Melbourne established in 2008. 

With access to over 2,000 products and 40 lenders, this firm delivers personalized independent mortgage broker solutions to help clients achieve their financial dreams. 

This firm has leading industry experts with over 25 years of experience in finance, and degrees qualified in economics, finance, and mortgage broking.

Services range from buying a home, property investment, or refinancing. 

See also  7 Best Tennessee Banks with free Checking

What If We Finance has its Credit Licence with ASIC and accreditation with the Mortgage Finance Association of Australia (MFAA).

Visit the Website for more information. 

Tomorrow Financial Solutions 

Tomorrow Financial Solutions is a family-owned organization passionate about helping young professionals and families build a bright future. 

With a team of experts they offer guidance to clients aid simplify the complex world of finance with a host of services to help them make well-informed decisions and Financial Planning 

Services include Finance, First Home Buyer, Financial Planning, Property Advice, and more.

Staffs are members of the Finance Brokers Association of Australia (FBAA), Real Estate Institute of Victoria (REIV), and Property Investment Professionals of Australia (PIPA) and also hold a Victorian Real Estate License.

Visit the Website for more information. 

Mel Finance Mortgage Brokers Melbourne 

Mel Finance is one of Melbourne’s leading mortgage brokers specializing in delivering customized loan and refinancing options.

With access to a wide range of lenders, and experience of over 12 years they are a trusted choice for Melbourne mortgage needs assisting clients in accomplishing their financial objectives.

The Mel Finance team works with an extensive panel of over 40 mortgage lenders to find every client the best offers and to address individual objectives and requirements in service.

Services include: 

  • First Home Buyer Loans
  • Refinance Home Loans
  • Investment Loans
  • Commercial Property Loans
  • SMSF Loans
  • Self-Employed Home Loans
  • Doctor Loans
  • Debt Consolidation Loans
  • Bad Credit Loans

Mel Finance as a mortgage broker in Melbourne, is fully Accredited and Licensed and has obtained approval from the Mortgage and Finance Association of Australia (MFAA).

Visit the Website for more information. 

Blutin Finance 

Blutin Finance is an independent mortgage broker in Melbourne committed to helping clients find the most suitable home loan, investment property loan,  commercial property loan, or business loan. 

As experienced professionals, they use the proper skills needed to make experiences as comfortable as possible. This firm is authorized under the Australian Credit Licence.

Visit the Website: https://www.blutin.com.au/ for more information. 

Mortgage Choice Melbourne 

Mortgage Choice, with a 30-year history, has been assisting Australians in financing their homes, investment properties, cars, and businesses. They provide a range of choices through a team of trusted experts. 

With over 1000 experienced brokers across Australia, they have access to thousands of loan products from more than 40 lenders, including their exclusive range of Mortgage Choice branded lending products.

The brokers are highly trained, accredited with the lenders they represent, and members of the Mortgage & Finance Association of Australia. 

They stay updated on the financial services industry through educational courses, seminars, and financial news.

Services Offered: 

Utility Connections 

  • Debt consolidation 
  • Car loans & leasing 
  • Business Lending 
  • Construction Loans 
  • Investment loans 
  • Upgraders / Movers 
  • Refinancing 
  • First Home Buyers 
  • Mortgage Broking
  • Home loans 

Mortgage Choice is licensed by the Australian Credit Licence.

Visit the Website for more information. 

Accession Finance – Mortgage Brokers Melbourne 

Accession Finance brokers provide quality independent service to every client giving them the information and advice to help them work towards and achieve their goals. 

Experts review the finance needs of client’s search available lenders to find a product that offers the best combination of features, options, and rates.

Services range from Home Loans, Refinance, Investment Commercial, and more. 

Accession Finance brokers are credit representatives of Australian Credit Licence.

Visit the Website for more information

Mortgage Corp 

Mortgage Corp is a specialized mortgage company in Melbourne, with over 10 years of experience, focused on assisting successful professionals and property investors. 

They offer services to help clients access attractive interest rates, simplify loan approval processes, and strategically structure loans for long-term investment success.

With their expertise in property investment loans, Mortgage Corp is a top choice for professional and aspiring property investors. 

They have aided numerous clients, including high-income investors, large companies, self-employed individuals, first-time home buyers, and those seeking to refinance quickly. 

See also  20 Banks with Free Checking and No Minimum Balance

Their strategic approach and concierge service cater to the needs of busy property investors, aiming to maximize their overall investment outcomes.

Visit the Website for more information.

Clark Finance Group 

Clark Finance Group was established to simplify assist loan process and assist Australians in finding the most suitable mortgage solutions for their requirements. 

Whether individuals are looking to purchase their first home, invest in property, upgrade to a larger home, or refinance, Clark Finance Group’s expert finance brokers are available to provide guidance.

With a dedicated focus on home loans, Clark Finance Group stays up-to-date with the latest information and identifies the most appropriate products for their clients.

Clark Finance Group keeps abreast of the latest financial developments and innovations to provide access to the best products and customer service. 

Holding accreditations with over 35 lenders, including major banks and financial institutions, and access to over 600 financial products, they go beyond simply offering loans. They deliver customized lending solutions tailored to individual needs.

Services Include: 

  • Refinancing 
  • SMSF 
  • Investment Loans 
  • Bridging Loans 
  • First Home Buyers 
  • New Home Loans 

Visit the Website for more information. 

AXTON Finance 

Axton Finance specializes in connecting individuals with the most suitable full-service loans for their needs, whether they are purchasing their first home, investing in property, or expanding their investment portfolio. 

With access to a network of over 25 banks and lenders offering a wide range of products, Axton Finance ensures personalized solutions that align with customers’ financial circumstances and goals.

Their team of experienced and professional mortgage brokers caters to both newcomers to the market and those with substantial portfolios. 

By providing customized mortgage solutions, Axton Finance aims to maximize savings for their clients, allowing them to achieve their dreams of homeownership or investment more quickly.

Services include:

  • First Home Buyer Loans
  • Next Home Buyer Loans 
  • Investment Property Loans 
  • Construction and Renovation Loans 
  • Commercial Property Loans 
  • Expat Lending 

Axton Finance is authorized under The Australian Credit License 

Visit the Website for more information.

Finance for Living Pty Ltd 

Finance for Living is a company dedicated to assisting customers with their financial needs, enabling them to lead fulfilling lives. 

They specialize in providing support to first-home buyers, helping them purchase their dream homes. Additionally, they are committed to securing better deals on existing residential mortgages for their clients. The company also aids investors and individuals looking to upgrade their homes.

With a strong emphasis on customer service and extensive lending experience, Finance for Living prioritizes establishing the right loan structure tailored to each customer’s unique circumstances, requirements, and goals. Finance for Living guides various home loan options, including their features and associated fees.

Visit the Website for more information.

Rate Money

Rate Money is a renowned Sole Trader Mortgage Expert – Property Loan Expert, providing home loans, and services for Australians.

Rate Money is a financial institution that focuses on providing fair home loans to self-employed individuals in Australia. 

They aim to support people who want to purchase a new home, refinance their existing one, or expand their property portfolio.

By breaking away from traditional banking systems, Rate Money has developed innovative funding models and improved services to cater specifically to the needs of self-employed individuals. 

They have access to various funding sources, each with different preferences for property sectors, allowing them to find suitable financing options for different types of properties. Rate 

Money offers a range of property finance solutions, including Residential, Commercial, NDIS, and SMSF, to serve the diverse needs of self-employed individuals.

Rate Money is licensed by the  Australian Credit License 

Visit the Website for more information.

Bspoke Finance

Bspoke Finance offers personalized financial services to client understanding their individual needs to provide tailored solutions and options. 

Their approach involves educating, guiding, and supporting clients to make sound financial decisions not only for the present but also with future goals in mind.

See also  Top 10 Mortgage Lenders UK: Requirements & Types

While specializing in home loans, finance also covers asset finance, commercial lending, and debt consolidation. 

The team at Bspoke Finance has extensive experience in various types of lending scenarios, including individuals with regular income, sole traders, companies, trusts, people with a poor credit history, and those recently discharged from bankruptcy. 

With a network of 20+ lenders, strong partnerships with valued associates, and a comprehensive understanding of the entire lending process, Bspoke Finance is eager to support clients in meeting their financial needs.

Visit the Website for more information

Revention 

With a team of mortgage and finance professionals, Revention is dedicated to assisting clients in organizing their financial requirements and ensuring that financing processes are convenient as possible. 

They offer personalized solutions and a comprehensive range of services, including mortgages, finance, property investment, tax, and accounting, all conveniently available in one place. This means clients won’t have to deal with multiple companies to achieve their desired outcome.

Services include: 

  • Investment Loans
  • Refinancing
  • Debt Consolidation
  • SMSF Lending
  • Mortgage Reduction
  • Repairing Credit

Visit the Website for more information.

Inovayt Finance 

Inovayt, established in 2007 by Nick Reilly and Renee Kiley, started as a mortgage broking business and has since developed into a highly respected independent financial services company in Australia. 

With over 40 team members and four offices across the country, Inovayt has expanded its services to include a commercial division to better cater to its clients.

Inovayt’s success can be attributed to its commitment to truly comprehending the requirements of its clients. 

They prioritize exceptional customer service and take into account both present and future needs, ensuring that they provide tailored solutions to meet their clients’ expectations.

Services range from Property Investment, Refinancing, Home Loams for professionals, and more. 

Visit the Website for more information. 

Frequently Asked Questions 

Can mortgage brokers find you a more favorable mortgage? 

Mortgage brokers, due to their access to exclusive deals, have the potential to secure a more affordable mortgage compared to what you can find on your own. Some brokers may even inform you about superior mortgages that are only available directly. Additionally, brokers handle your mortgage application from start to finish.

Which is preferable, using a mortgage broker or a bank?

Mortgage brokers generally have two main advantages over banks. They provide access to a wider range of mortgage products and can utilize their connections with multiple lenders to secure better rates for their clients.

Can a mortgage broker help me obtain a larger mortgage?

Mortgage brokers often can secure a larger mortgage for you compared to what you could obtain independently. This is because they have access to a larger pool of lenders and are more knowledgeable about which lender can offer the most suitable terms in your specific situation.

Is it worth using a mortgage broker in Australia?

Typically, there are no direct costs associated with using a mortgage broker, so their value ultimately depends on the quality of the loan they help you obtain. If they assist you in securing a suitable loan with one of the lowest interest rates available for your requirements, then it is highly beneficial.

Conclusion 

Mortgage brokers have the potential to find you a cheaper mortgage with special deals and better rates compared to what you can find on your own or through a bank. 

They have access to a wider range of mortgage products and can leverage their relationships with multiple lenders. Additionally, they handle your mortgage application from start to finish. 

The decision to use a mortgage broker depends on whether they can secure a suitable loan with low-interest rates for your needs.

Get that dream home and investment today and get in touch with Top Mortgage Brokers in Melbourne. Also, check out the Top 10 Mortgage Brokers in Sydney.

Leave a Comment

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.