15 Best Places To Live In North Carolina For Retirees 

In this article, you’ll find the Best Places To Live In North Carolina For Retirees.

Do you want to retire soon and you’re thinking about North Carolina as your retirement location? If so, you’ve come to the correct place because we’ve listed the best places to live.

Living in North Carolina has become one of the top destinations for young professionals, growing families, and retirees due to its great weather, breathtaking climate, thriving job market, and some of the nicest neighbors around.

North Carolina is a fantastic place for seniors who are retiring in part because it is particularly tax-friendly for retirees.

Moving to North Carolina could benefit your retirement expenses because of the state’s cheap housing costs and low cost of living. The Great Smoky Mountains National Park and the Cape Hatteras National Seashore are two of North Carolina’s most stunning tourist destinations, and they are also completely free.

However, you must be certain that a location fits with your personality before deciding on the greatest places to live in North Carolina. 

Let’s Begin!

Is North Carolina A Reputable Place To Call Home?

Living in this state is wonderful and reasonably priced. Numerous North Carolina cities offer a good standard of living, beautiful scenery, sports, and other leisure activities.

15 Best Places To Live In North Carolina For Retirees 

  • Asheville
  • Raleigh and Durham
  • Winston-Salem
  • Hickory
  • Charlotte
  • Greensboro
  • Lumberton
  • Kingston 
  • Eden
  • Wadesboro
  • Sawmills
  • Hamlet
  • Roanoke Rapids
  • James City
  • Reidsville

1. Asheville

One of the top places to stay in North Carolina that is best for retirees is Asheville.Located in the Blue Ridge Mountains, it is a beautiful mountain village. 

The dynamic dining or drinking culture in Asheville is renowned for its inventive utilization of naturally derived ingredients.

The region frequently draws performers, writers, and artists who want to be stimulated by the surrounding aesthetics and connect with other creatives.

Are you a retired person who adores the outdoors and stunning mountains? You ought to think about Asheville.

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Rent is $953 per month on average, while the cost of a mortgage is $1,357.

2. Raleigh and Durham

Raleigh and Durham should be on your list of destinations to retire if you’re planning to do so. Older people in this city have access to health care, activities, and good weather.

Compared to the typical monthly rent of $1,162, the average monthly cost of a mortgage is $1,602.

3. Winston-Salem

The Yadkin Valley is the perfect location to grow wine grapes due to its excellent soil and temperate environment. Older people can take leisurely strolls around picturesque vineyards or swirl and enjoy the newest vintage with friends.

This city has fantastic weather. They do experience seasonal variation, with lovely fall foliage, a mild winter with just the right amount of snow, and a long summer.

The Winston-Salem economy, formerly a hub for the tobacco industry, is now more developed.  The first Krispy Kreme and HanesBrands were founded in the city, yet it is still reasonably priced to reside in this wine-producing area. 

While the average monthly rent is $790, the average monthly cost of a mortgage is $1,178.

4. Hickory

Housing costs in Hickory are significantly less than in many other regions of North Carolina. Hickory’s readily available housing might enable retirees to make the most of their meager retirement income.

Due to its location in the foothills of the Appalachian Mountains, Hickory residents may reach the mountains in about 30 minutes, and Asheville and Charlotte are both within an hour’s drive if you wish to visit a larger city.

The average monthly cost of a mortgage is $1,048 whereas the average monthly cost of rent is $708.

5. Charlotte

While a lot of individuals move to Charlotte in search of employment, retirees may also be able to discover possibilities for earning money after retirement. 

The corporate headquarters of Bank of America are located in Charlotte, which is a hub for the financial sector. There are numerous museums and performing arts centers in the city where retirees who are interested in volunteering can participate. 

The Hornets, Panthers, and Checkers are just a few of Charlotte’s professional sports teams that sports fans will enjoy.

In this city, the median cost of a property is $1,419, and the average rent is $1,073.

6. Greensboro

Greensboro is a far more affordable area of North Carolina than Charlotte, Raleigh, and Durham, with a monthly mortgage of $1,195 and a monthly rent of $846, but it still offers easy access to these major metro centers.

Greensboro is popular with retirees owing of its convenient location and mid-sized metropolitan atmosphere. It lacks the prices and congestion of a major metropolis while still offering many of the wonderful advantages and diversity.

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Are you contemplating retiring to North Carolina? Consider moving to Greensboro!

7. Lumberton

A town called Lumberton is located right in the middle of North Carolina’s breathtaking natural environment. In Lumberton, retirees can have a fulfilling life while staying active and enjoying the great outdoors. 

A secure atmosphere and a reasonable cost of living complete this great community. In addition, this city has 90 hospitals and a median home price of $121,388.

8. Kingston 

Kinston is a great place for retirees seeking a relaxed lifestyle. Active folks can unwind in this lovely riverbank neighborhood, which is incredibly reasonable. 

This city also has a typical home price of $129,105 and 133 hospitals in total.

9. Eden

Eden, which has a typical house price of $135,158, 89 hospitals, and a low crime rate, could be the ideal retirement community for you.

A delightful small village west of Greensboro is called Eden. Eden will be the ideal haven for you if you want to spend your retirement years in peace and quiet. Eden’s inexpensive cost of living, reasonable median housing prices, and low crime rate are popular among retirees.

10. Wadesboro

The charming city of Wadesboro is located in Anson County. This neighborhood helps retirees looking for a bustling but suburban sprawl. There are approximately 54 hospitals in total, with a $136,542 median property price. 

Seeking ways to enjoy the lifestyle you want on a restricted budget?  With the city’s help, you can maximize your newly acquired independence without going over your budget. 

Why not begin your search for the ideal retirement community in Wadesboro right now?

11. Sawmills

Breathtaking Sawmills in Caldwell County offer retired active folks the opportunity to unwind, revitalize, and reestablish a connection with the natural environment.  

Sawmills is an excellent place to put your money in a pleasant living while also giving you quick accessibility to urban places because it is also only a short trip from Asheville and Charlotte.

It also has a median home price of $150,600 and a total of roughly 96 hospitals. This city also has a low crime rate.

12. Hamlet

With a typical house price of $148,425 and 66 hospitals nearby, Hamlet has something to offer for every kind of retiree and at an affordable cost of living, as well. The city has a wonderful small-town feel and is brimming with southern warmth. 

Spending a day with friends and being involved in their neighborhood while appreciating a straightforward and idealistic existence wouldn’t be a bad idea.

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13. Roanoke Rapids

This Halifax County community is ideal for retirees seeking a small-town atmosphere. There are lots of things to do in Roanoke Rapids, such as bowling, historical buildings, a center for the arts, and a bird park. 

The Roanoke River, where they may camp, boat, and fish, is a great place for outdoor enthusiasts to go hunting and fishing. It’s the perfect location for gatherings of friends and family.

Additionally, this city’s median home price is $148,352 and there are approximately 122 hospitals nearby.

14. James City

Anyone who enjoys having access to green space would appreciate this city. There are many parks and large open spaces in the suburban areas with a rustic feel.

 Consider James City if you’re looking for tranquillity and economical, age-friendly city living.

Additionally, there are 221 hospitals in the area overall, and the median home price is roughly $138,300.

15. Reidsville

Finally, but certainly, not least, Reidsville is still another great place for retirees. You wouldn’t want to miss living in this city for anything, with a median home costing $154,228 and a total of roughly 89 neighboring hospitals.

 Hiking is a great way for retirees to stay active while they are in their golden years and take in a stunning environment. 

In addition, Lake Reidsville and Haw River State Park are excellent places to take in Mother Nature at their finest as well as riverbank activities. 


Are retirees able to pay less in taxes in North Carolina?

While Social Security benefits are not subject to taxation in North Carolina, the majority of other retirement income is subject to a flat 5.25% tax.

To retire in North Carolina, how much money is required?

You will need at least $65,000 in savings in order to live comfortably in North Carolina when you retire.


For professionals and retirees, North Carolina is a fantastic place to reside. If you want to vacation, retire, or start a family, North Carolina offers a thriving economy, a wide range of recreational opportunities, and other urban amenities. 

With the help of our ranking of North Carolina’s top neighborhoods, you can choose a location that complements your way of life. 

What are your opinions on the best places to retire?

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