11 Top Housing Assistance for Single Mothers in New Jersey

Single mothers face numerous challenges when it comes to providing for their families, and affordable housing is often one of the biggest hurdles they must overcome. In New Jersey, the cost of living is high, and many single mothers struggle to make ends meet while also providing a safe and stable home for their children. 

Fortunately, there are several housing assistance programs available to help single mothers in New Jersey secure safe and affordable housing for themselves and their families.

This article provides an overview of the various housing assistance programs available to single mothers in New Jersey. Beginning with an explanation of the challenges faced by single mothers in New Jersey when it comes to finding affordable housing. 

And also, provides an overview of several housing assistance programs,  and support services for single mothers in need. 

Housing Assistance Programs in New Jersey For Single mothers offer a wide range of services including: 

  • Family Self-Sufficiency

  • Homelessness Prevention

  • Shelter Support/Emergency Housing Grant

  • Section 8 Housing Choice Voucher

  • State Rental Assistance Program

  • Section 8 Single Room Occupancy (SRO) – Moderate Rehabilitation

  • Section 8 Homeownership Program

  • Landlord/Tenant

Eligibility Requirements For Housing Assistance For Single Mothers In New Jersey 

It is important to note that eligibility requirements change over time, and may vary depending on the specific program and location.

It is also possible that additional programs or resources may be available to single mothers in New Jersey beyond those listed here.

It’s always a good idea to check with local organizations and government agencies for up-to-date information on available housing assistance programs and eligibility requirements.

The List of Housing Assistance for Single Mothers in New Jersey

There are several Housing Assistance for Single Mothers in New Jersey. Here are some options:

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New Jersey Housing and Mortgage Finance Agency (NJHMFA)

NJHMFA provides affordable housing options to low- and moderate-income individuals and families, including single mothers. The agency offers various programs, including the Homeownership Program, the Rental Assistance Program, and the Foreclosure Mediation Assistance Program.

The New Jersey Housing and Mortgage Finance Agency (NJHMFA) advances the quality of life for residents of and communities throughout New Jersey by investing in, financing, and facilitating access to affordable rental housing and homeownership opportunities for low and moderate-income families, older adults, and individuals with specialized housing needs. 

To find out more about eligibility and other programs visit the site

New Jersey Department of Community Affairs (DCA)

The New Jersey Department of Community Affairs (DCA) is a State agency created to provide administrative guidance, financial support, and technical assistance to local governments, community development organizations, businesses, and individuals to improve the quality of life in New Jersey.

DCA offers a wide range of programs and services that respond to issues of public concern including fire and building safety, housing production, community planning and development, local government management and finance, disaster recovery and mitigation, and privacy protection.

The DCA offers a range of programs and services aimed at helping individuals and families in need of affordable housing. The agency offers rental assistance programs, such as the State Rental Assistance Program and the Affordable Housing Production Program. Visit the Website to find out more. 

Habitat for Humanity

Habitat for Humanity is a global nonprofit housing organization working in local communities across all 50 states in the U.S. and approximately 70 countries. Habitat’s vision is of a world where everyone has a decent place to live. 

Habitat for Humanity builds and renovates homes for families in need. The organization offers affordable homeownership opportunities to low-income families, including single mothers. Visit the Website to find out more. 

Family Promise of Bergen County

Family Promise is a non-profit organization that provides temporary housing and support services to homeless families, including single mothers in New Jersey.

The organization offers emergency shelter, transitional housing, case management, and other services to help families regain stability.

Their mission is to empower homeless working families to become self-sufficient by providing temporary housing and personalized support.

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Since 1986, Family Promise, formerly the Interreligious Fellowship for the Homeless (IRF), has helped thousands of homeless and hungry families and individuals in Bergen County. Visit Site

WomenRising

WomenRising is a non-profit organization that provides a range of services to women and families in need, including single mothers. 

For over 117 years, WomenRising has been helping women and their families. WomenRising meets needs by providing supportive counseling, crisis intervention, workforce development, job placement, permanent supportive housing, shelter for survivors of domestic violence, outreach, advocacy, referrals, and much more.

Assist women and their families to achieve self-sufficiency and live safe, productive, and fulfilling lives, through social services, economic development, and advocacy services. To find out more about eligibility visit the site

Catholic Charities

Catholic Charities is a non-profit organization that provides a range of services to individuals and families in need, including housing assistance for single mothers in New Jersey. The organization offers emergency housing assistance, transitional housing, and permanent supportive housing.

Eligibility varies depending on the specific program, but many programs are open to low-income families, including single mothers. Find out more on the site

New Jersey SHARES: 

This program assists with paying for energy bills, including heating and electricity. Single mothers struggling to afford their energy bills may be eligible for assistance through this program. Visit site

Community Action Partnership (CAP) of Sussex County

CAP is a non-profit organization that offers a range of services to low-income individuals and families, including single mothers. The organization offers emergency housing assistance, rental assistance, and other services to help families achieve self-sufficiency.

Eligibility varies depending on the specific program, but many programs are open to low-income families, including single mothers. Visit Site

HomeFront

HomeFront is a non-profit organization that provides housing assistance, job training, and other services to homeless families, including single mothers in New Jersey.

The organization offers emergency shelter, transitional housing, and permanent supportive housing. Find out more about eligibility on the site

Section 8 Housing Vouchers: 

The Section 8 Housing Choice Voucher Program in New Jersey is administered by the New Jersey Department of Community Affairs (DCA). Here is the website for the program:

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This program is designed to help low-income families, including single mothers, afford safe and decent housing. New Jersey. Eligibility is based on income, and applicants must earn less than 50% of the median income for the area where they are applying.

Priority is given to families with children, seniors, and individuals with disabilities. Applicants must also be U.S. citizens or eligible non-citizens. Visit the site for more information.

  • The Jersey City Housing Authority (JCHA) 

JCHA was formed in 1938 to provide decent, affordable housing for low-income families, seniors, persons with disabilities, and single mothers in New Jersey.

JCHA is New Jersey’s second-largest public housing authority, serving over 15,000 residents. 

The JCHA has been lauded as a champion of energy efficiency and green building practices, policies promoting Section 3 hiring, and an impeccable track record of revitalizing distressed public housing. Visit the site for more eligibility information. 

Homelessness Prevention Program: 

This program provides temporary financial assistance to families at risk of becoming homeless, including single mothers in New Jersey.

Eligibility is based on income, and applicants must earn less than 200% of the federal poverty level. Applicants must also have a documented housing crisis, such as an eviction notice or a utility shut-off notice.

The Office of Homelessness Prevention (OHP) coordinates efforts to prevent homelessness among State and local agencies and private organizations that provide services to persons who are homeless or at risk for homelessness. Visit the site for more. 

Conclusion 

These are just a few examples of the housing assistance programs available to single mothers in New Jersey. It’s recommended that you research each program to determine which one is best suited to your needs and eligibility requirements.

Affordable Homes New Jersey: This program provides affordable homeownership opportunities to low- and moderate-income families, including single mothers. The program offers a variety of options, including newly constructed homes, existing homes, and condominiums.

These are just a few more examples of the housing assistance programs available for single mothers in New Jersey. It’s important to research each program thoroughly to determine eligibility requirements and which program is best suited to your needs. Check out the Housing Assistance for Single Mothers in Illinois.

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