Becoming a single mother in Texas can be an overwhelming experience, especially when it comes to finding a place to call home.
With the high cost of living and limited resources, many single mothers struggle to afford safe and stable housing for themselves and their children.
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However, there is hope. Housing assistance for single mothers in Texas is available, and it can be the lifeline that many families need to get back on their feet.
In this article, we will explore the various options and resources available for single mothers in Texas who need housing assistance.
Housing Assistance for Single Mothers in Texas
If you are a single mother in Texas struggling to make ends meet, keep reading to find out the best housing assistance for single mothers in Texas.
Texas Department of Housing and Community Affairs
The Texas Department of Housing and Community Affairs (TDHCA) offers several housing assistance programs for single mothers.
These programs include the Homebuyer Assistance Program, which provides financial assistance to eligible first-time homebuyers; the Texas Bootstrap Loan Program, which offers low-interest loans to low-income families for the construction or purchase of homes; and the Texas Emergency Rental Assistance Program, which provides rental assistance to households affected by the COVID-19 pandemic.
The TDHCA also helps with utility bills through the Comprehensive Energy Assistance Program.
Find more information here.
Texas Health and Human Services Commission
The Texas Health and Human Services Commission (HHSC) offers housing assistance to single mothers through its Temporary Assistance for Needy Families (TANF) program. TANF provides cash assistance to low-income families to help pay for basic needs, including housing.
Eligible families can receive up to 60 months of TANF benefits. In addition, HHSC offers the Child Care Services program, which helps low-income families pay for childcare while they work or attend school.
Find more information here.
Texas Women’s Foundation
The Texas Women’s Foundation (TWF) is a nonprofit organization that provides financial assistance to single mothers in Texas.
TWF offers several programs, including the Resilience Fund, which provides emergency financial assistance to women facing unexpected challenges, such as job loss or medical bills.
TWF also offers the Women’s Economic Stability Initiative, which provides financial coaching, job training, and career development services to women.
Find more information here.
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The Salvation Army
The Salvation Army is a faith-based organization that offers housing assistance to single mothers in Texas. The organization operates several homeless shelters throughout the state, providing temporary housing and basic needs, such as food and clothing.
The Salvation Army also offers rental assistance and utility bill assistance to families in need. Website: https://www.salvationarmy.org/
Habitat for Humanity
Habitat for Humanity is a nonprofit organization that helps low-income families build and purchase affordable homes. The organization operates in several cities throughout Texas, providing housing assistance to single mothers and their families.
Habitat for Humanity offers financial education and counseling services to help families achieve financial stability and homeownership.
Families who are selected for the program are required to contribute sweat equity by volunteering their time to help build their own homes and the homes of other Habitat for Humanity families. Find more information here.
Texas Emergency Rental Assistance Program (TERAP):
The Texas Emergency Rental Assistance Program aids single mothers who are struggling to pay their rent due to the COVID-19 pandemic. TERAP can help eligible households with up to 15 months of rental and utility assistance, including past due and future rent payments.
To qualify for this program, single mothers must meet certain income requirements and show that they have been affected by the pandemic. Find more information here.
Texas Eviction Diversion Program:
The Texas Eviction Diversion Program is designed to help single mothers who are facing eviction. This program provides financial assistance to cover past due rent and court fees, helping to keep families in their homes.
To be eligible for this program, single mothers must have received an eviction notice and meet certain income requirements. Find more information here.
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The Bridge Homeless Recovery Center:
The Bridge Homeless Recovery Center is a facility in Dallas, Texas, that provides shelter, food, and support services to homeless individuals and families. Single mothers who are homeless or at risk of becoming homeless can turn to The Bridge for help.
The facility offers a range of services, including case management, job training, and mental health and substance abuse counseling. Find more information here.
Section 8 Housing Choice Voucher Program:
The Section 8 Housing Choice Voucher Program is a federal program that provides rental assistance to low-income families, including single mothers. Through this program, eligible households receive a voucher that they can use to rent a unit in the private market.
The voucher covers a portion of the rent, and the family is responsible for paying the remainder. Find more information here.
Community Development Block Grant Program:
The Community Development Block Grant Program is a federal program that provides grants to states and local governments to support community development activities.
In Texas, the program provides funding for a range of activities, including affordable housing development and rehabilitation, infrastructure improvements, and economic development initiatives.
Single mothers can benefit from the program’s focus on affordable housing, which can help make housing more accessible and affordable for low-income families. Find more information here.
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Texas Homeless Network
The Texas Homeless Network (THN) is a statewide organization that provides resources and support to help prevent and end homelessness in Texas. THN offers a range of programs and services to assist single mothers who are homeless or at risk of becoming homeless.
They can provide emergency financial assistance, rental and utility assistance, and case management services to connect individuals and families to local resources.
Find more information here.
Homeownership Across Texas Program
The Homeownership Across Texas program is designed to assist low-income families and single mothers in Texas with the purchase of a home.
The program provides a variety of services and financial assistance, including down payment assistance, mortgage credit certificates, and homebuyer education courses.
Single mothers can also receive assistance in finding an affordable and safe home in their desired area. Find more information here.
Homeless Prevention and Rapid Re-housing Program
The Homeless Prevention and Rapid Re-housing Program (HPRP) is a federally funded program that provides assistance to families and individuals who are homeless or at risk of becoming homeless.
The program offers financial assistance to help pay for rent, utilities, and other basic needs. Case management services are also available to help individuals and families find long-term housing solutions. Find more information here.
Good Neighbor Next Door Program
The Good Neighbor Next Door program is a program that aids single mothers who are teachers, law enforcement officers, firefighters, and emergency medical technicians. Through this program, eligible participants can purchase a home at a 50% discount from the list price.
The program is designed to encourage these public servants to purchase homes in areas that need revitalization. Find more information here.
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Texas Veteran Land Board USDA Rural Development
The Texas Veteran Land Board USDA Rural Development program aids eligible veterans, active-duty military personnel, and surviving spouses. The program offers low-interest loans to help with the purchase of a home in rural areas of Texas.
The loans can be used to purchase a home, build a new home, or make necessary repairs or improvements to an existing home. Single mothers who meet the eligibility requirements can also apply for this program. Find more information here.
Community Services Block Grant Program:
The Community Services Block Grant (CSBG) Program is a federally funded initiative aimed at providing financial assistance to low-income families, including single mothers, in Texas.
The program provides funding to local community action agencies, which then use the money to provide various forms of assistance, including housing, energy assistance, and job training, among others.
Single mothers in Texas can apply for CSBG-funded housing assistance through their local community action agency. Find more information here.
Housing Opportunities for Persons with AIDS (HOPWA) Program:
The Housing Opportunities for Persons with AIDS (HOPWA) Program is a federally funded initiative that provides housing assistance to low-income individuals and families living with HIV/AIDS.
The program offers a variety of services, including rental assistance, mortgage assistance, and supportive services such as case management and medical care. Single mothers in Texas who are living with HIV/AIDS can apply for HOPWA assistance through their local HOPWA provider. Find more information here.
Transitional Housing Assistance Grants for Victims of Domestic Violence, Dating Violence, Sexual Assault, and Stalking Program:
The Transitional Housing Assistance Grants for Victims of Domestic Violence, Dating Violence, Sexual Assault, and Stalking Program is a federally funded initiative that provides housing assistance to survivors of domestic violence, dating violence, sexual assault, and stalking.
The program offers funding to non-profit organizations, which then provide housing and supportive services to survivors. Single mothers in Texas who are survivors of domestic violence, dating violence, sexual assault, or stalking can apply for assistance through their local non-profit organization. Find more information here.
The National Council of Jewish Women – Dallas Section:
The National Council of Jewish Women (NCJW) is a grassroots organization that advocates for social justice issues, including affordable housing. The Dallas Section of the NCJW provides housing assistance to low-income families, including single mothers, in the Dallas area.
The organization offers various services, including rental assistance, mortgage assistance, and home repairs. Single mothers in the Dallas area can apply for NCJW housing assistance through their website or by contacting their local NCJW office. Find more information here.
