17 Top Life Insurance Companies in Jamaica

Life insurance is about providing for the people you care about most. Are you in search of the Top Life Insurance Companies in Jamaica? Allow us to make that decision easier for you.

Outlined below in this article are the 15 Top Life Insurance Companies in Jamaica and what they offer. Read on. 

Life insurance is ensuring support for your loved ones. These funds offer assistance in covering ongoing living costs, maintaining residence, settling outstanding debts (including final expenses), contributing to a child’s future education, sustaining a family business, or creating a lasting impact for a preferred charity.

Jamaica, a land of vibrant culture and warm tropical breezes, extends its embrace to a critical aspect of financial security – life insurance. 

These life insurance companies in Jamaica, offer a protective shield to families, individuals, and businesses against life’s uncertainties. 

These insurance providers stand as pillars, offering peace of mind and a robust financial foundation to those who call this island home.

Top Life Insurance Companies in Jamaica

  • JN Life Insurance Company
  • Scotia Jamaica Life Insurance Company 
  • Sagicor Life
  • Guardian Life Limited
  • Pinnacle Insurance Brokers
  • Fraser Fontaine & Kong Ltd
  • FIRM Insurance Brokers Ltd
  • Allied Insurance Brokers
  • Solid Life and General Insurance Broker
  • Bulwark Insurance Agency Ltd
  • Chancellor Insurance Agency Limited
  • Canopy Insurance Limited
  • Orion Insurance Brokers Jamaica Limited (Kingston | Head Office)
  • Covenant Insurance Brokers Limited
  • Spectrum Insurance Brokers Ltd.
  • CUNA Caribbean Insurance

JN Life Insurance Company 

JN Life Insurance Company Limited, a subsidiary of The Jamaica National Group, has been a prominent player in the life insurance sector since its establishment in 2013. 

Initially catering to the needs of members and subsidiaries within The Jamaica National Group, the company has significantly expanded its focus to offer comprehensive life insurance solutions to Jamaicans across various sectors.

Specializing in providing affordable life insurance, JN Life caters to Jamaicans who own homes, borrow from micro-financing institutions, and employers seeking coverage for their employees. 

The company’s product portfolio includes Creditor Life Insurance, designed to indemnify borrowers from financial institutions in the event of loss of life, serious injury, or critical illness.

For employers looking to safeguard their workforce, JN Life offers Group Life Insurance, covering employees in the unfortunate events of loss of life or critical illness. 

Additionally, the company provides a range of Individual Life policies aimed at offering a safety net for ordinary Jamaicans, ensuring financial security in times of misfortune.

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With a mission to generate and preserve wealth for clients in an efficient, responsible, and secure manner, JN Life envisions becoming a leading Jamaican provider of innovative life insurance solutions. 

Contact Details: 

  • Visit the Website: https://www.jnlifeinsurance.com
  • Phone: (876) 733-7130
  • Email: info@jnlifeinsurance.com
  • Address: 26 Trafalgar Road, Kingston 10

Scotia Jamaica Life Insurance Company 

Established in Jamaica in 1889, Scotiabank is a reputable financial institution that extends its services to include Scotia Jamaica Life Insurance. This branch of the bank offers individuals the flexibility and freedom to strategically plan for their future and ensure a more secure retirement.

With a commitment to personalized service, Scotia Jamaica Life Insurance provides a range of products and services designed to meet the unique needs of each individual. 

This includes diverse life and credit insurance plans crafted to align with personal goals and secure the financial future of both the policyholder and their family.

Scotiabank’s extensive network of branches across Jamaica ensures accessibility and convenience for individuals seeking reliable financial and insurance services. 

Whether planning for the future or safeguarding the well-being of loved ones, Scotiabank stands ready to assist with tailored solutions.

Contact Details: 

  • Visit the Website: https://jm.scotiabank.com/about-scotiabank/inside-scotiabank/scotia-jamaica-life-insurance-company.html
  • Phone: 8884726842
  • Email: customercare-jam@scotiabank.com

Sagicor Life 

For over 40 years, Sagicor Life Jamaica has been a reliable partner, offering a diverse range of insurance products to meet the dynamic needs of its customers. 

The company has played a crucial role in securing the legacies of its customers, providing crucial support to them and their families when it mattered most. 

Their services include Coupon Policies, providing coverage from $250,000 to $5,000,000 with no medical requirements, Term Insurance for specific coverage periods, Universal Life Insurance allowing policy adjustments, Voluntary Benefits ensuring financial security, and Investment options for additional future income. 

Sagicor Life Jamaica’s commitment to customer legacies and comprehensive support is evident in its dedication to providing flexible and responsive insurance solutions.

Contact Details: 

  • Visit the Website: https://www.sagicor.com/en-JM/Personal-Solution/Insurance/Individual%20LifeNew
  • Email: infoja@sagicor.com 

Guardian Life Limited 

Established in Jamaica in August 1999, Guardian Life Limited stands as a prominent assurance company specializing in underwriting all classes of long-term insurance business. 

With a dedicated President overseeing operations and guidance from a Board of Directors, Guardian Life operates ten branches across Jamaica, ensuring accessible service. 

The company distinguishes itself as the go-to choice in Jamaica for insurance solutions, financial strength, and exceptional service delivery. 

Guardian Life is committed to providing a financial safety net through its life insurance policies, offering Whole Life and Term insurance options tailored to evolving life needs. 

Their professional team of sales representatives and trained financial advisors are ready to assess individual needs and provide accurate recommendations. 

Contact Details: 

  • Visit the Website: https://jamaica.myguardiangroup.com/en_JM_products/life
  • Phone: (876) 986-2252
  • Email: Karen.Jones@myguardiangroup.com 
  • Address: May Pen Service Centre 50 Main Street Clarendon. 

Pinnacle Insurance Brokers 

Whether you opt for coverage in Jamaican dollars or U.S. dollars, rest assured that your life insurance needs are comprehensively addressed.

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Pinnacle Insurance Brokers offers Local Life Insurance options delivering a range of options including temporary or permanent coverage, and U.S Life Insurance for individuals seeking coverage in a currency that aligns with their financial preferences and needs.

Clients can choose the life insurance solution that resonates with their circumstances, ensuring that their loved ones are shielded from potential financial challenges in the event of a loss.

Contact Details: 

  • Visit the Website: https://www.pinnaclejm.com/life-insurance
  • Phone: 876-630-3006
  • Email: admin@pinnaclejm.com 
  • Address: 7 Merrick Avenue, Kingston 10

Fraser Fontaine & Kong Ltd 

Fraser Fontaine & Kong Ltd (FFK) stands as an unwavering beacon of customer-centric insurance solutions, dedicated to fulfilling every client’s needs. 

With a culture deeply rooted in ensuring safety, efficiency, and the highest operational standards, FFK takes pride in going above and beyond for its customers. 

Established in 1972 by the visionary Mr. Richard Fontaine, FFK has evolved into an entirely independent firm of professional Insurance Brokers, emphasizing the consumer’s perspective.

Through close collaboration with clients, the firm crafts tailored insurance programs to provide optimal coverage. Whether you are an uninsured individual seeking options or looking to enhance existing plans, FFK offers a spectrum of choices.

Contact Details: 

  • Visit the Website: http://www.ffkja.com/ 
  • Phone: (876) 926-1140-4
  • Email: info@ffkja.com
  • Address: Fraser Fontaine & Kong Limited, 28 Pawsey Place, Kingston 5, Jamaica W.I

FIRM Insurance Brokers Ltd 

Since its inception in March 1997, FIRM Insurance Brokers Limited has stood as a beacon of expertise in the Jamaican insurance landscape. 

Formed by a cadre of highly qualified and experienced professionals from diverse segments of the insurance industry, the company has rapidly evolved into a leading brokerage, solidifying its position as the foremost independent brokerage in Jamaica.

Renowned for its exceptional customer care, unwavering integrity, and innovative problem-solving in the realm of risk management, FIRM Insurance Brokers Limited holds a stellar reputation. 

The company holds the necessary license to provide advice and arrange insurance coverage for a comprehensive spectrum of risks, showcasing its versatility in meeting clients’ diverse needs. 

FIRM has cultivated strong partnerships with most insurance companies operating in Jamaica, enabling them to secure any type of coverage locally or, when necessary, overseas under specific conditions approved by the Financial Services Commission.

Contact Details: 

  • Visit the Website: https://firminsurancebrokers.com/ 

Allied Insurance Brokers 

As a premier insurance intermediary, AIB takes pride in delivering innovative risk management and insurance solutions designed to cater to individual requirements. 

With a dedicated professional team, they aim to consistently provide a delightful experience, exceptional value, and, most importantly, peace of mind. 

Guided by the principles of honesty, integrity, and trust, AIB is not only committed to its customers but also actively engages in corporate social responsibility, with staff participating in various outreach activities. 

Contact Details: 

  • Visit the Website: https://youraib.com/ 
  • Phone: (876) 926-6784, 926-6820, 926-6821
  • Email: youraib@gkco.com 
  • Address: Kingston: 26 Belmont Road, Kingston 5

Solid Life and General Insurance Broker 

Solid Life & General Insurance Brokers Limited is a dynamic insurance brokerage that has strategically partnered with the finest insurance providers on the island, offering clients a comprehensive array of economic coverages across major sectors.

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As a registered entity providing an extensive range of insurance services, they go the extra mile, diligently scouting for the best rates to save both time and money.

Founded on the vision to fulfill all insurance needs, Solid Life & General Insurance Brokers Limited stands as a flexible and financially robust entity with abundant technical resources. 

What sets them apart is their ability to provide a diverse range of insurance services under one umbrella, delivering ongoing market intelligence at no extra cost to clients. 

Contact Details: 

Visit the Website: 

  • http://www.solidlifeandgeneral.com/& 
  • Phone: (876)–974–0482
  • Email: solidlifeandgeneral@yahoo.com 
  • Address: 61B Halfway Tree Road, Kingston 10, Jamaica

Bulwark Insurance Agency Ltd 

Bulwark Insurance Agency was born from an overwhelming desire to achieve the highest customer satisfaction level. Bulwark is dedicated to providing comprehensive coverage that ensures financial security.

The agency focuses on offering uniquely tailored income replacement benefit solutions, providing peace of mind for both current and prospective customers facing unforeseen accidents or illnesses.

Services Offered by Bulwark Insurance Agency include; Guards Income Protector, Health Solutions,  Voluntary Solutions, Resources, and more.

Contact Details: 

  • Visit the Website: www.bulwarkja.com
  • Phone: 876-613-0614
  • Email: info@bulwarkja.com
  • Address: 17 Tangerine Place, Kingston 10, Jamaica

Other Top Life Insurance Companies in Jamaica:

Caribbean Assurance Brokers Limited

Contact Details: 

  • Visit the Website: www.cabjm.com
  • Phone: +1 876 978 5508
  • Email: info@cabjm.com
  • Address: 94D Old Hope Road, Kgn 6. St. Andrew, Jamaica W.I

Chancellor Insurance Agency Limited

Contact Details: 

  • Visit the Website: https://chancellorinsja.com/services/life-insurance/
  • Phone: 1-876-906-2777
  • Email: info@chancellorinsja.com
  • Address: 14 Dominica Drive, Kingston 5, Jamaica Kingston Jamaica

Canopy Insurance Limited 

Contact Details: 

  • Visit the Website: https://canopy-insurance.com/ 
  • Phone: 876-618-2501
  • Address: Canopy Insurance Ltd. 51 St. Lucia Avenue, Kingston 5

Orion Insurance Brokers Jamaica Limited (Kingston | Head Office)

Contact Details: 

  • Visit the Website: https://orioninsurancebrokers.com/contact-info/
  • Phone: +1 (876) 920-0029/32
  • Email: info@orioninsurancebrokers.com
  • Address: Shop #7 & 8, Winchester Business Centre,

Covenant Insurance Brokers Limited  

Contact Details: 

  • Visit the Website: https://cibjm.com/ 
  • Phone: 1876-630-1390
  • Email: info@covenantinsurancebrokersjm.com
  • Address: 8 Locations Islandwide, Jamaica. 

Spectrum Insurance Brokers Ltd. 

Contact Details: 

  • Visit the Website: https://spectrumja.com/ 
  • Phone: (876) 926-3572-3
  • Email: insureme@spectrumja.com
  • Address: 7 1/2 Haining Road, Kingston 5, Jamaica. 

CUNA Caribbean Insurance

Contact Details: 

Visit the Website:  

  • http://cunacaribbean.com/jamaica-aboutus/ 
  • Phone: 1 (876) 929-3570/3
  • Email: customerservicesjamaica@cunacaribbean.com 
  • Address: CUNA Caribbean Insurance Jamaica Ltd. Client Service Centre, C&WJ CU Building, 51 Half Way Tree Road, Kingston 10, Jamaica. 


In the rhythmic heartbeat of Jamaica, life insurance companies play a vital role, in delivering financial protection and security. 

From the gallant legacy of Sagicor Life Jamaica to the innovative solutions of Allied Insurance Brokers, each entity contributes to safeguarding Jamaican lives. 

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