25 Warmest and Cheapest Place to Live in Canada

Where would you head to enjoy warm weather and affordable prices year-round?

Find out now in our new infographic on the top 10 Warmest and Cheapest Place to Live in Canada.

With average winter temperatures hovering around -20°C (-4°F), Canadians love to vacation during the warmer months. 

Whether you’re looking for a place to start your summer adventure or simply want to take some time off from snow, a warm climate can be a great choice to relax and unwind.

 If you’d like to escape Canada’s frigid winters, consider heading south to Florida or Mexico instead. 

For more information, check out these other interesting facts about living in Canada.

Why You Live In Canada

Before we look at the warmest and cheapest place to live in Canada, let’s consider these few factors.


Canada has one of the best-known educational systems in the world because government spending is higher than that of any other industrialized country.

Consumer News and Business Channel (CNBC) ranks Canada as the world’s most educated nation, topping the list.

The best universities in the world are located in Canada. Some of the top 100 post-secondary universities in the globe include Mcgill University, the University of Toronto, McMaster University, and the University of British Columbia. 

The nation boasts a fantastic educational system with excellent instructors.

The Organisation for Economic Co-operation and Development (OECD) has conducted assessments that place Canada as one of the top nations for math, science and reading education.

The social climate in Canada places a strong emphasis on diversity and inclusion, which is crucial if you’re an immigrant planning to settle there.


Living in Canada has several advantages, including the outstanding level of healthcare you’ll receive. 

You can apply for public health insurance if you have permanent residency in Canada. Because taxes are used to fund Canada’s healthcare system, you won’t have to pay for the majority of medical treatments.

When utilizing public healthcare services, you must show your little ID-like health card. 

Even if you lack a government healthcare card, all provinces and territories will provide free emergency medical care.

Depending on your immigration status, there can be certain limitations. You can go to the nearest hospital if you have a medical emergency, albeit they could charge you if you don’t live in that province or that neighborhood. 

If you work and reside in Canada, your employer could provide health benefits. Everyone in Canada has access to free basic healthcare through the Medicare system. 

This method is based more on need than on financial capability. Taxes are used to finance it.

This makes Canada accessible to everyone, which will make you pleased if you want to live and work there. 

It also lifts a significant burden off the shoulders of most common working-class individuals.


You’ll quickly realize that Canada is a progressive, cosmopolitan nation if you go there. 

When you come to Canada, you are urged to uphold your traditions, beliefs, language, and culture. 

In Toronto alone, more than 140 different languages are spoken, and more than 20% of Canadians were born abroad.

In Vancouver or Toronto, it’s impossible to stroll down a street without hearing a different language or smelling some delectable ethnic food. 

Any large Canadian metropolis will make you feel as though you are traveling through more than one nation. 

Many immigrants find that living in a country with people from similar cultures and origins makes life in Canada simpler.

Districts like Chinatown, Little Italy, or even a Korean town may be found in major cities, offering both tourists and locals a comprehensive cultural experience

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Canada, known as one of the world’s most liberal nations, has been permitting same-sex unions since 2005, while other nations are just now beginning to introduce this kind of flexibility! 

This is fantastic news for anyone considering moving to Canada. Regardless of your color, gender, or culture, there are many immigrants and Canadians who are nice.

Because of this rich cultural fusion, children growing up in Canada will have extremely broad minds and a strong sense of their environment.

Low Costs Of Living

The cost of living is low in Canada. Canadians are capable of maintaining a high level of living even on average incomes. 

Although the cost of living in Canada is quite comparable to that of other first-world countries, Numbeo estimates that overall buying power will be 5.5 percent higher.

Over eight million immigrants currently call Canada home, making it one of the most sought-after locations for ex-pats. 

With its wide-open spaces and safe, prosperous cities, the benefits of living in the Great White North are evident. 

Canada is one of the world’s safest, most secure, and happiest nations, with a number of added advantages like polar bears and the Northern Lights.

Job Opportunities

Since there are currently more than 1 million open positions in Canada, the majority of which are full-time, there are numerous employment prospects. 

They work in a variety of professions, including IT professionals, truck drivers, and nurses.

Many citizens of Canada are approaching retirement age and leaving the workforce as a result of the country’s aging population. 

A dream career in Canada needs to be more accessible as a result. The number of experts who are retiring has caused the salaries in some job sectors to rise rapidly.

Your plans to live and work in Canada will go much more smoothly if you have a job, but unlike many other countries that need you to have one before you can immigrate, Canada gives the possibility to apply for a visa even if you don’t.

Low Crime And Violence Rates

You will be shocked to learn that Canada constantly ranks higher for its safety, in addition to being named #1 for life quality.

In fact, the reputable web DailyHive places Canada as the second-safest nation in the world.

The lowest crime rates in the world are found in Canada, which contributes to the country’s high standard of living. 

The government and even the citizens of Canada have always maintained a welcoming immigration policy, preventing issues like racism from arising.

According to a survey by Statista, Canada is also ranked second among the safest nations for LGBT travelers in 2020.

Large And Gorgeous Properties

Compared to homes in the UK, Canadian homes are often substantially larger. This is, of course, partly because there is a lot more space available. 

Even the typical family home will seem much larger, and having more space makes it simpler for families to get along.

Modern City Living At Its Finest

Many immigrants who prefer the great outdoors but yet appreciate urban convenience go to Canada because of its sophisticated, trendy, and clean cities. Canada’s cities are roomy, well-planned, and simple to navigate.

Large suburban homes make it simple to commute to work while residing there. While it is true that the largest cities, like Toronto and Vancouver, may be busy and expensive, you don’t need to travel far beyond the city center to find a comfortable and reasonably priced way of life.

High Level Of Tolerance

It comes as no surprise that, according to the HSBC Expat Explorer Survey, Canada has the highest level of tolerance in the entire world.

Canada, renowned as one of the world’s most accepting nations, has been permitting same-sex unions since 2005, while other nations are only now beginning to legalize it.

This is fantastic news for anyone considering moving to Canada. No of your ethnicity, gender, or culture, there are many immigrants and Canadians who are welcome.

Abundant Natural Resources

Did you realize that Canada would actually be smaller than the United States without its freshwater lakes? 7% of the world’s renewable water supply is in Canada, the third-highest behind Russia and Brazil.

The nation is renowned for its breathtaking scenery. Nearly any kind of natural setting and landscape you can imagine can be found in Canada.

It has access to practically anything you can think of, including oceans, lakes, rivers, mountains, prairies, waterfalls, and woods.

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Living In Canada

Living in Canada has several advantages that can dramatically alter your life. Contact us right away and we’ll put you in touch with a Licensed Canadian Immigration Consultant if you believe this is the best course of action for you (RCIC).

An RCIC offers a practical service that lessens the hassle and wait time involved in visa applications. 

The staff will walk you through the process and respond to any questions you may have about working, studying, and emigrating to Canada. Now, it’s time to look at the warmest and cheapest place to live in Canada.

Warmest Places To Leave In Canada

One of the most stunning countries in the world in the winter is Canada. The nation transforms into a winter wonderland with breathtaking scenery. 

Canada is incredibly beautiful, but it also has a brutally frigid winter.

It’s crucial to remember that not all of Canada experiences this extreme cold during the winter, and some regions never even see temperatures below 0 °C.

Victoria, British Columbia

The distinction of being the warmest city in Canada belongs to Victoria, the provincial capital of British Columbia. 

With an average daily high temperature of 7.6 degrees Celsius (45.7 degrees Fahrenheit) and an average daily low temperature of 1.5 degrees Celsius (34.7 degrees Fahrenheit) in January, the coldest month of the year in Canada, it claims the highest average temperatures in the whole nation.

There are many things to do in Victoria during the winter, and even the well-known Butchart Gardens are open (although you’ll have to visit their indoor gardens to see blooming flowers).

Vancouver, British Columbia

Vancouver has daily lows of 1.4 degrees Celsius and daily highs of 6.9 degrees Celsius (44 degrees Fahrenheit) on average in January (34.5 degrees Fahrenheit). 

While not as warm as Florida or Hawaii, the weather is still pleasant enough to spend time outside. 

In Vancouver, it’s also not unusual to have a few additional warm and sunny days in the middle of winter; it’s like getting a bonus early glimpse of spring.

While snow is unlikely to fall in Vancouver at any time of year, the chances are good that you’ll see some of that dreaded Vancouver rain if you go there in the winter. 

If it starts to rain, bring an umbrella or a raincoat, but don’t let that stop you from seeing the city.

St. Catharines, Ontario

Even though St. Catharines is warmer than other parts of Ontario (Sarnia is a little warmer), the city can still get rather chilly in the dead of winter. 

The average daily high in November is 8.4 degrees Celsius (47.1 degrees Fahrenheit), while the average daily high in March is almost as warm at 7.4 degrees Celsius. 

Nevertheless, temperatures are moderate early and later in the season (45.3 degrees Fahrenheit).

Kelowna, British Columbia

Check out Kelowna, British Columbia, if you want to get away from the cold but would rather avoid the rain.

The lake is ideal for almost any type of water sport you can think of, and the hot weather makes this a favorite summertime holiday destination. 

There are a ton of reasons to travel to Kelowna and the Okanagan region in the winter, even though you probably won’t want to go water skiing. 

Some of these reasons include winter hiking, a day at the spa, or a meal at a renowned restaurant.

Halifax, Nova Scotia

Winters in Halifax, Nova Scotia, are mild.

The warmest winter climate in Eastern Canada is found in Halifax, Nova Scotia. Lows are approximate -6°C and daily highs are typically 1°C. 

Although Halifax may have a warm climate, it’s crucial to remember that, with over 125 cm of snowfall yearly on average, it is also the third snowiest city in Canada.

The above-listed places are the top 5 warmest places in Canada, there are other warm places in Canada which includes:

  1. Sunshine Coast, British Columbia
  2. St. John’s, Newfoundland
  3. Toronto, Ontario
  4. Charlottetown, Prince Edward Island
  5. London, Ontario
  6. Montreal, Quebec
  7. Oshawa, Ontario
  8. Kamloops, British Columbia
  9. Hamilton, Ontario
  10. Sooke, British Columbia
  11. Windsor, Ontario
  12. Abbotsford, British Columbia
  13. Brantford, Ontario
  14. Winnipeg, Manitoba
  15. Regina, Saskatchewan

Cheapest Places To Live In Canada

Sherbrooke, Quebec

The least expensive city to live in is Sherbrooke, which is located in southern Quebec. According to Numbeo, the cost of living is 12.80% lower here than in Montreal, while the average rent is 45.27% lower.

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It is one of the least expensive locations to live in Canada because the cost of living is 13% lower than in Montreal.

Saint John, New Brunswick

Although Saint John’s cost of living is 2.24% greater than Toronto’s, Toronto’s rent is a staggering 60.32% cheaper. 

It’s one of the most fascinating and affordable areas to live in Canada.

On the Bay of Fundy, which experiences the quickest tide changes in the world, is this city. 

This area is rich in history, and you may take advantage of the farmer’s market held in a historic structure constructed in 1876.

Halifax, NS

This university town serves as the provincial capital of Nova Scotia and is a significant economic hub in eastern Canada. 

Excellent public and commercial sector services are available to the local populace.

While eating out is inexpensive, buying groceries is more expensive. Number claims that despite this, it is significantly less expensive than Toronto.

Halifax’s cost of living is 0.83% more than Toronto’s, but its cost of housing is 34.62% lower.

Montreal, QC

Quebec’s most populous city, Montreal, is home to numerous people with European ancestry. 

It features a “inside city” and serves as the province’s hub for media and entertainment.

The University of Montreal, which is its top university, is located there. Here are the corporate headquarters of five big banks.

There are numerous places to have fun, see art, and engage in culture here. It’s one of the best places to live in Canada for young people.

The cost of living is 7.61% less expensive in Montreal than it is in Toronto, and rent is 35.03% less expensive.

Lethbridge, AB

Lethbridge is one of the least expensive cities to live in inside Alberta, which is in many respects the most affordable province in Canada.

It has a dry environment with scorching summers and extremely frigid winters. Agriculture is the primary industry for employment, but it also excels in the transportation, industrial, and financial sectors.

With more than 130 parks, there is a lot of green areas. Lethbridge’s cost of living is 9.75% higher than Montreal’s, but its rental costs are 20.32% less expensive.

Others include:

  • Quebec City, QC
  • Laval, QC
  • Abbotsford, BC
  • Regina, SK
  • Edmonton, AB
  • Nanaimo, BC
  • Kitchener, ON
  • Windsor, ON
  • Charlottetown, PEI
  • Winnipeg, MB
  • Red Deer, AB
  • Prince George, BC
  • Surrey, BC
  • Moncton, NB
  • St. Catharines, ON

Which Canadian province has the cheapest cost of living?

Newfoundland and Labrador, New Brunswick, or Manitoba could be the best provinces for you if you want to go to school on a tight budget. 

Compared to the rest of Canada, these provinces have a comparatively cheap cost of living.

Where is the warmest place in Canada Year-round?

The warmest city in Canada year-round is Victoria, B.C.

You should travel to Victoria, British Columbia, which has Canada’s mildest climate. 

This sub-Mediterranean region is near the southern point of Vancouver Island, where the temperature seldom ever drops below zero.

Where are the lowest taxes in Canada?

Nunavut. Canada’s least populated area is Nunavut, which is situated at the country’s northernmost point. 

Because there is no PST in Nunavut, the overall tax rate is merely 5%.

Where is the cheapest and safest place in Canada?

The least expensive province in Canada to live in is New Brunswick. A stunning Maritime province, New Brunswick is home to rivers, mountains, pine woods, and the magnificent Bay of Fundy, where tourists from all over the globe go to see whales.

Which Canadian province has no income tax?

All provinces and territories owe personal income taxes to the federal government, which collects them on their behalf.

Aside from Alberta, it also collects corporate income taxes on behalf of all the other provinces and territories.


The best way to find the perfect place to live is by doing some research. You can start by looking at our list of the warmest and cheapest places to live in Canada. 

We hope this article has given you some helpful information on where to start your search. 

If you have any questions or would like more information, please do not hesitate to contact us. What are your thoughts about the Warmest and Cheapest Place to Live in Canada? Please leave a comment below.

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